When the next buyer is an AI agent, Taiwanese businesses need more than "authorization" — they need a licensed local payment layer that can settle, invoice and pay out. Agent Payment is provided by GorillaTech (MyPay), a licensed Taiwan third-party payment institution.
By 2026 a global "agentic commerce" protocol stack has emerged, standardizing how AI agents are authorized to buy. But all of it is card-network-centric and cross-border — it solves authorization and checkout, not how money actually settles locally.
Agentic Commerce Protocol (OpenAI × Stripe × Meta). Agents complete cart and checkout in chat; Shared Payment Tokens keep card details hidden.
Agent Payments Protocol (Google × Coinbase). Cryptographically signed mandates prove that a human authorized a specific transaction.
Visa Trusted Agent Protocol and Mastercard Agent Pay: card-funded agent transactions with Verified Agent ID, tokenization and strong authentication.
For an AI agent to complete a real transaction in Taiwan, a checkout intent and an authorization mandate aren't enough. Five local things are still required — and global protocols do none of them.
Actually move TWD into the seller's account. Global protocols hold no Taiwan license and connect to no Taiwan acquirers.
Credit card, ATM, convenience-store code, mobile pay (Line Pay / JKO), and OpenBanking account debit.
A legal obligation in Taiwan. Even an autonomous agent transaction must issue and file an invoice with the tax authority.
The agent economy is agents paying agents, platform revenue splits, disbursing to sellers — not just collecting.
When an autonomous transaction goes wrong, who is accountable and can it be reversed? You need archiving, audit and rollback.
Global protocols are the authorization standard; MyPay is the layer that actually settles the money in Taiwan. The two interoperate and complement — they don't compete.
Human spending is mostly one-way, manual and occasional; agent transactions are bidirectional, automated and high-frequency. The same payment capabilities are worth far more in the agent era.
The agent economy runs on revenue splits, disbursement and agent-to-agent payment. MyPay does both pay-in and payout; most peers only collect.
Autonomous sales must still be invoiced. With payment + invoice in one API, an agent settles compliantly in a single call.
A human notices a manual mistake; an agent running on its own needs archiving, audit and one-click rollback. The data protection layer is the agent-era payment safety net. Roadmap
No card expiry, lower fees, ideal for recurring and machine-to-machine payments. MyPay is one of few Taiwan third-party payments that does it.
However standard ACP/AP2 become, TWD settlement and compliance still require a licensed Taiwan entity. GorillaTech is licensed — that's the layer.
BiiLabs' own Alfred Agent quotes for SMBs and uses Agent Payment to collect, invoice and pay out. We don't just offer the capability — we run the loop with our own agent first.
The agent organizes the request and generates a quote.
The customer confirms in chat or the Mini App.
Natively supports every local payment method.
Payment + invoice in one API — compliant in one step.
Disburse via payout; transaction data sediments into operating memory.
The payment capabilities run today; the agent layer and data layer are directions we're growing into. We keep the present and the roadmap clearly separate.
| Capability | What it is | Status |
|---|---|---|
| Licensed Taiwan third-party payment | GorillaTech operates compliantly; clean for due diligence. | Live |
| All-acquirer aggregation | Credit cards across all acquiring banks, one interface. | Live |
| All payment methods | ATM, convenience store and mobile pay in one go. | Live |
| Pay-in & payout | Serves multi-party disbursement and revenue-split scenarios. | Live |
| OpenBanking account debit (ACH) | Account-to-account debit; one of few Taiwan third-party payments to offer it. | Live |
| Payment × e-invoice in one API | One integration completes both payment and the legal invoice. | Live |
| Global agent-protocol interop | Interoperable by design with ACP / AP2 / card-network agent rails. | Roadmap |
| Data protection layer | Archiving, versioning, rollback and audit for autonomous agent transactions. | Roadmap |
Designed to accept authorization and checkout intent from global agent protocols (ACP / AP2 / Visa / Mastercard) and settle in Taiwan — their local landing layer, not a competing standard.
A compliant Taiwan third-party payment; bank-grade availability and security are built-in responsibilities, not afterthoughts.
Client-side and bank-side gateways are decoupled; bank rule changes are absorbed internally, with zero client-side changes.
Whether you're building conversational commerce, platform revenue splits, or automated agent workflows — Agent Payment settles transactions for real in Taiwan, invoices compliantly, and disburses both ways.
Talk to usGlobal protocols referenced here (ACP / AP2 / Visa / Mastercard) describe the market context; MyPay's interop with them is a roadmap direction. "Few / only" claims are based on public information as of June 2026 and subject to GorillaTech's internal final confirmation.